Payment Gateways and Secure E-commerce Flows
Payment Gateways and Secure E-commerce Flows Online stores rely on payment gateways to move money from customers to sellers. A good gateway not only accepts cards and wallets, it also protects card data and minimizes risk for both sides. In this guide, you’ll learn the core flow and the security steps that keep payments reliable across markets. A typical flow starts when a shopper enters payment details. The merchant’s site sends data to the gateway, often using tokenization so the merchant never stores full card numbers. The gateway then requests authorization from the card networks and banks. If funds are approved, the merchant receives a confirmation and the order proceeds; funds settle later to the merchant’s bank account. ...