Data Governance and Privacy by Design

Data Governance and Privacy by Design Data governance and privacy by design work together to protect people and data. Governance gives structure to data use, quality, and access. Privacy by design embeds privacy practices into products, services, and processes from day one. When both are in place, teams can move faster with less risk. Principles matter. Transparency about data use helps people understand why data is collected. Purpose limitation keeps data tied to clear goals. Data minimization reduces what is stored. Secure defaults protect data by default, not only after a problem appears. Accountability means assigning clear roles and documenting decisions. Data lineage and audit trails also help teams answer questions about data sources and changes. ...

September 22, 2025 · 2 min · 423 words

Financial APIs Open Banking Essentials

Financial APIs Open Banking Essentials Open banking uses secure APIs to let customers share financial data with trusted apps. Banks grant access only after the user consents. The goal is to help people manage money, pay bills faster, and compare services more easily. Key ideas to know include how data is accessed, how you prove who is asking, and how to keep data safe. The process rests on three pieces: API endpoints, consent flows, and strong security. ...

September 21, 2025 · 2 min · 278 words