FinTech Innovations: Digital Payments and Beyond
FinTech Innovations: Digital Payments and Beyond Digital payments have grown far beyond plastic cards. Today, a few taps on a smartphone can send money, pay a bill, or split a dinner tab with friends. The main drivers are speed, convenience, and new services that fit everyday life. Payments are turning into a simple building block of digital commerce. Real-time payments move money instantly. Banks, fintechs, and startups are connecting through open APIs to offer smooth checkout, cross-border transfers, and better merchant tools. Consumers gain faster settlements, while businesses get receipts and data faster. The trend helps people move money at the speed of their day. This interoperability also supports small businesses that may not have large back-office teams. ...