FinTech Infrastructure: Payments, Compliance, and Risk
FinTech Infrastructure: Payments, Compliance, and Risk FinTech products rely on three pillars: payments, compliance, and risk management. A solid infra supports fast onboarding, smooth transactions, and trust with users. When each pillar works well, developers ship features faster and customers stay confident. Payments infrastructure covers rails, gateways, and settlement. Real-time payment rails let users move money instantly, while batch networks handle cards and ACH with daily settlement. APIs connect apps to banks and processors, giving teams flexibility without rebuilding payment logic from scratch. Good infra also signals status clearly and provides reliable retries to handle temporary failures. ...